Long Term Care Coverage Matters: Quality Gaps in Nursing Homes

Long Term Care Coverage Matters: Quality Gaps in Nursing Homes

By Jordan Rau for Kaiser Health News. Photo: U.S. Capitol Police prepare flex cuffs to arrest members of ADAPT protesting in the Capitol rotunda against the American Health Care Act of 2017 and cuts to Medicaid. (Bill Clark/CQ Roll Call)

NOTE: It is said that societies are defined by how they take care of their most vulnerable. The United States performs poorly in that respect as demonstrated by high rates of infant and maternal mortality and how the elderly and others who need long term care are treated. This Kaiser Health News report shows that the more Medicaid recipients there are in a nursing home, the poorer the quality of care.

As we move closer to achieving a National Improved Medicare for All healthcare system, we must be clear about how that system is organized and what it includes if we want it to be a high quality system. The House bill, HR 676, not only includes long term care in the system, but also has a national director in charge of ensuring long term care needs are met, but also prioritizes in-home and community-based care, which are associated with better quality of life for patients and their families. The Senate bill, S 1804, leaves long term care out of the system and continues Medicaid coverage of long term care for those with incomes and assets low enough to qualify.

In the current system, the United States spends two and a half times more on health care than the average industrialized nation. We are spending enough to provide high quality, comprehensive care to everyone. Imagine what a high quality long term care system would mean – a higher quality of life for the elderly and disabled, less stress for families and better pay and working conditions for care givers.

When we asked for your feedback on what are priorities in the new healthcare system, long term care was at the top.

Here are a few quotes:

“I believe that long term care needs to be included because it is currently both incredibly expensive (bankrupting families) and often badly mismanaged with profit put over any semblance of decent care.”

“As a soon to be senior (does it start at 65 years old? ) with a very horrible severe complex disease, there is a real real need for long term care coverage in the community and not in institutions!!!  We need a bill that not only removes Big ‘Insure’ but a bill that puts long term care back into the community so that individuals who have chronic illness can remain in their homes.  It ends up being cheaper in the long haul with better outcomes and quality of life….let alone getting rid of the abuse on all levels (i.e. bureaucratically and employee wise). ”

“For the first time, my brother and I are dealing with a relative, our 101 year old father, who has needed for the last two years and still needs, long term care.  This is a new area for us and we are shocked at the expense involved. As Dad only has Medicare coverage and Social Security as continuing income, he has rapidly gone through the $200,000 he had in savings…..and now is on Medicaid and had to sell his home to my brother so we can use the payments to cover some of Dad’s expenses.   This is a tragic and terrible worry to our quite lucid parent.”

“I think it exceedingly important to include long-term care in Single-Payer improved Medicare for All. For more than 20 years I’ve paid for long-term care insurance on myself.  Have never needed it, thank God.  But the premiums shot up more than $300. per month last year, without warning or justification, and nothing prevents them from doing that again and again. If single-payer medical care excludes long-term care, long-term care insurers will just milk us for everything we have.”                                  – Margaret Flowers

Why Glaring Quality Gaps Among Nursing Homes Are Likely To Grow If Medicaid Is Cut.

Nursing homes that rely the most on Medicaid tend to provide the worst care for their residents — not just the people covered by the program but also those who pay privately or have Medicare coverage.

Despite the collapse of the latest Senate effort to repeal the Affordable Care Act, congressional Republicans are still keen on shrinking the amount of Medicaid money Washington sends states.

Down the line, this would create problems for the nation’s 1.4 million nursing home residents, two-thirds of whom are covered by the state-federal health care program for low-income and disabled people.

Medicaid already pays less than other forms of insurance. As a result, nursing homes make more than 10 percent on Medicare residents, but lose about 2 percent on the rest of their residents because so many have care paid for by Medicaid.

If the feared reductions come to fruition, states would likely respond by either lowering their payment rates or restricting whom they cover and for how long. And the quality of care, experts say, would deteriorate further.

These four charts, based on a Kaiser Health News analysis of ratings from the federal government’s Nursing Home Compare website, show how care suffers in nursing homes where Medicaid is the dominant payer for residents.

The government rates nursing homes on a scale from one to five stars, based on overall quality. Factors weighed: how well each facility performs on government inspections, how many nurses and aides it employs, and how healthy its residents are as judged by such measures as how often they fall, get infections or are admitted to the hospital.

The chart below shows the big picture: Nursing homes with higher percentages of residents covered by Medicaid earn fewer stars on the federal government’s overall quality rating system. One-star homes (lowest quality) average 69 percent of residents on Medicaid; Five-star (highest quality) average 49 percent of residents on Medicaid.

A prime reason for the disparity, researchers have found, is that nursing homes with the most Medicaid residents can’t afford as many nurses and aides. Medicare assigns a second type of star rating representing staffing levels and based on the ratio of nurses to residents. As the chart below shows, the staffing differences are huge: The average five-star home has enough nurses and aides to provide 5.4 hours of care a day for each resident while the average one-star home provides 3.0 hours of daily care per resident. At the best-staffed homes (five stars), only 4 of 10 residents are on Medicaid, meaning the remainder of residents are more lucrative for those facilities. At the worst-staffed homes (one star), 7 of 10 residents are on Medicaid.

Low staffing is just one factor behind inferior quality ratings for homes that rely heavily on Medicaid, said Dr. David Gifford, senior vice president for quality and regulatory affairs at the American Health Care Association, a nursing home trade group. A home’s ability to buy medical equipment, medications and oxygen and to keep the building operating can also suffer.

The government publishes a third set of stars representing the results of health inspections. State inspectors give citations to homes that don’t protect residents from bed sores, accidents, infections and other types of harm. The third chart, below, shows how homes with more health violations usually also have more Medicaid beds. At nursing homes with worst inspection records (one star), an average 65 percent of residents are on Medicaid. Facilities with the best inspection records (five star) have an average 47 percent of residents on Medicaid.

“It’s very likely that if Medicaid payment rates freeze or decline, there would be adverse effects,” said Vincent Mor, a professor at the Brown University School of Public Health. “Nursing homes that can will get out of the Medicaid business if it’s at all possible. Those that can’t will try to keep their beds as full as possible and live with a negative margin and reduce food, reduce staff and try to struggle along.”

Mor said the Medicaid cuts might not even save the government money in the end. “When Medicaid nursing homes are poor and perform poorly, their hospitalization rate increases, and Medicare pays for those hospitalizations. If I’m a nursing home and I can barely afford my patients, I’m going to send my patients to the hospital.”

This final chart shows, by state, the percentage of nursing home residents who rely on Medicaid. In Alaska, 83 percent of nursing home residents are covered by Medicaid. Iowa is the only state where Medicaid does not cover a majority of nursing home residents.

SEE ORIGINAL ARTICLE FOR INTERACTIVE IMAGE.

 

 

Leave a Reply